![]() If you use a USAA-preferred shop for repairs, we'll manage the repair and payments for you. Your policy may cover reasonable repair costs no matter where you go. By law, we're not allowed to tell you which repair shop to use. You have the right to choose which shop repairs your vehicle. ![]() You can always add more details later.ĭepending on your claim, you may be able to use the USAA Mobile App's photo estimation tool and receive an estimate in as little as four hours. To help resolve your claim quicker, file a claim at or on the USAA Mobile App with any information you have. Simple claims may take an hour, while more complex claims may take weeks. But the time it takes to resolve a claim depends on how complex the claim is and the number of vehicles and injuries involved. ![]() We try to close claims as quickly after determining what you're owed based on your coverage. ![]()
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